Can First-Time Buyers Get a Mortgage with No Deposit? April Mortgages Say Yes
Saving for a house deposit isn’t easy, especially in today’s climate. With rising rents, higher living costs and stagnant wages, many would-be buyers feel stuck in a cycle of renting with no clear route onto the property ladder. But April Mortgages has launched a new 100% mortgage that could change that. If you’re in a […]
How Do Buy To Let Mortgages Work?
If you’re thinking about investing in property to rent out, you’re not alone. Buy-to-let has been a popular choice for UK investors looking to generate some extra income or build long-term wealth. But before you take the plunge, it’s important to get to grips with one of the key aspects of property investing. So, how […]
How Much Deposit Do You Need for a Buy To Let Mortgage?
If you’re thinking of investing in property, one of the first questions that probably comes to mind is, how much deposit do I need for a Buy To Let mortgage? It’s an important detail to keep in mind when budgeting and thinking about whether becoming a landlord is the right fit for you. In this […]
Buy To Let Mortgages Explained
Whether you’re a seasoned landlord expanding your portfolio or a first-time buyer considering rental income as a wealth-building strategy, to make the right investment choices, you need to understand how Buy to Let mortgages work. In this guide, we’ll explore everything you need to know about Buy to Let mortgages in the UK, including what […]
How to remortgage a buy-to-let property
Looking for different ways that you can grow your property portfolio in the UK? If you’ve just become a landlord, or are researching ways you can invest more of your money into profitable property, our team of remortgage advisors are on hand to help! Offering clear, jargon-free advice, our down-to-earth team consistently helps our customers to understand […]
How to remortgage with bad credit
Unsure whether you can remortgage with bad credit? Credit history is an important consideration for lenders when they determine your affordability, and we understand why you might be feeling a little nervous if your mortgage term ends soon. It’s important not to worry! By tailoring our approach, we can help you to search the whole […]
What types of mortgages are there in the UK?
The right mortgage for you depends on many factors, including your budget, credit score, life stage, deposit size, the type of property you’re buying and also why you’re buying it. Evaluating your needs, the terms of different types of mortgages, and the various deals available on the market can be complicated and time-consuming. That’s why […]
Which are the most common types of mortgages?
Are you feeling overwhelmed by the number of different mortgage products available on the market? Fixed-rate mortgages are by far the most common. According to The Times, approximately 89% of new mortgage loans taken out in August 2024 were fixed-rate mortgages. This type of mortgage is popular because of the stability that it offers, especially […]
What is first-time buyers relief?
In recent years, rising property prices and interest rates have made it more difficult to get onto the property ladder. Indeed, according to Uswitch, the average age of first-time buyers in England rose to 34 in 2022-23. Fortunately, if you’re looking to buy your first home, then financial help is available. In this article, we’ll […]
What is a first-time buyer?
In the UK, first-time buyers may be eligible for certain schemes designed to help them get onto the property ladder. To be classified as a first-time buyer, you must meet a strict set of criteria. Who qualifies as a first-time buyer? In the UK, a first-time buyer is a person buying a house for the […]