Straightforward mortgage advice
UK Mortgage Centre
SIMPLE WAYS TO SAVEMONEY ON MORTGAGES
Home Ownership – that thing in life we long to have. But let’s be honest, the world of Mortgages can seem like such a confusing chapter of our lives, especially whilst navigating the daily tasks that keep us ticking along!
That’s why we’re here – Our authentically-human approach will allow you to relax, whilst we help you secure home ownership. Whether you’re looking at your first home, needing to remortgage, or to start your own buy to let empire – we’ve got your back.
UK MORTGAGE CENTRESERVICES
Whatever your query, concern, question, or service needed, our team is here to give you expert advice as simply as possible. They’ll be on hand every step of the way.
From First Time Buyers, Homemovers, Remortgagers, Landlords, or those looking to protect their home and loved ones, we can help guide you all the way through.
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FIRST TIME BUYERS
Purchasing a home is something most people aim for in life. It can be easy to get sucked into an online wormhole of opinions, noise and debate on the best way to get your first mortgage.
We’re here to change the traditional, dusty old mortgage advice with our authentic and human approach. This is to make sure your experience is simple, easy and stress-free. We’ll help you understand all the moving parts of the mortgage process by breaking it right down.
LEARN MORE -
REMORTGAGES
A remortgage is the process when your current product is coming to an end and it’s time to think about what you want to do next.
The last thing you need is to start searching online late at night for which lender might be the best for your next mortgage deal, or if your income still stacks up the way it should in the affordability calculators. That’s why we’re here, to do all the heavy lifting for you and see you comfortably through the process.
LEARN MORE -
INSURANCE
Did no one ever tell you? Don’t proceed without protection! No matter how fit and healthy you might be, we truly don’t know what’s around the corner.
That’s why it’s our passion to make sure that you understand any potential risks to yourself along the way. Illnesses and accidents don’t discriminate, they don’t care if you’re 30 and ‘healthy’, so making sure you have the correct cover in place is super important for you and your family.
LEARN MORE -
BUY TO LET
Whatever your strategy, make sure you’ve got all your ducks in a row first. The options can be endless when it comes to investing.
Whether you’re buying the one to invest for your future or setting up a brand new empire over the next few years, investing can be exciting & rewarding. Whichever strategy you choose to go with, we’ll help you find the best deal so you can focus on dreaming big and ‘making bank’, securing yours and your family’s future.
LEARN MORE -
PURCHASES
Buying and selling a home at the same time is an experience. Sometimes you’ll feel overwhelmed with the amount of stuff you need to sort. However, just think – when you’re in that new home with a fresh brew and your feet up with the TV on, it’ll have all been worth it!
Our team of friendly professionals will make sure we’re on the ball providing you with an exceptional service whilst you hire that skip and clear out all the junk ahead of your move.
LEARN MORE -
LIFETIME MORTGAGE
A Lifetime Mortgage is designed to support those who are over the age of 55. Our team is available to assist you however you plan to use the released equity.
Whether you use the equity for home improvements, to increase your retirement income, or provide financial support to your children for their next home purchase – we are with you every step of the way. We are committed to supporting you in achieving your property and financial goals.
LEARN MORE
-
FIRST TIME BUYERS
Purchasing a home is something most people aim for in life. It can be easy to get sucked into an online wormhole of opinions, noise and debate on the best way to get your first mortgage.
We’re here to change the traditional, dusty old mortgage advice with our authentic and human approach. This is to make sure your experience is simple, easy and stress-free. We’ll help you understand all the moving parts of the mortgage process by breaking it right down.
LEARN MORE -
REMORTGAGES
A remortgage is the process when your current product is coming to an end and it’s time to think about what you want to do next.
The last thing you need is to start searching online late at night for which lender might be the best for your next mortgage deal, or if your income still stacks up the way it should in the affordability calculators. That’s why we’re here, to do all the heavy lifting for you and see you comfortably through the process.
LEARN MORE -
INSURANCE
Did no one ever tell you? Don’t proceed without protection! No matter how fit and healthy you might be, we truly don’t know what’s around the corner.
That’s why it’s our passion to make sure that you understand any potential risks to yourself along the way. Illnesses and accidents don’t discriminate, they don’t care if you’re 30 and ‘healthy’, so making sure you have the correct cover in place is super important for you and your family.
LEARN MORE -
BUY TO LET
Whatever your strategy, make sure you’ve got all your ducks in a row first. The options can be endless when it comes to investing.
Whether you’re buying the one to invest for your future or setting up a brand new empire over the next few years, investing can be exciting & rewarding. Whichever strategy you choose to go with, we’ll help you find the best deal so you can focus on dreaming big and ‘making bank’, securing yours and your family’s future.
LEARN MORE -
PURCHASES
Buying and selling a home at the same time is an experience. Sometimes you’ll feel overwhelmed with the amount of stuff you need to sort. However, just think – when you’re in that new home with a fresh brew and your feet up with the TV on, it’ll have all been worth it!
Our team of friendly professionals will make sure we’re on the ball providing you with an exceptional service whilst you hire that skip and clear out all the junk ahead of your move.
LEARN MORE -
LIFETIME MORTGAGE
A Lifetime Mortgage is designed to support those who are over the age of 55. Our team is available to assist you however you plan to use the released equity.
Whether you use the equity for home improvements, to increase your retirement income, or provide financial support to your children for their next home purchase – we are with you every step of the way. We are committed to supporting you in achieving your property and financial goals.
LEARN MORE
REQUEST A CALL BACK
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FAQS
What Is A Mortgage Broker?
A mortgage broker’s job is to find the right mortgage deal for your needs. We have access to many different mortgage products and lenders, so you aren’t just tied to fitting one lender’s criteria, like you would be if you took a mortgage out through a bank. We deal with the whole process so you don’t have to worry about the paperwork or admin that’s required.
Will My Bad Credit Affect My Mortgage Application?
Not necessarily. We aim to help everyone get onto the ladder, no matter what your circumstances are. Our advisers will assess your individual circumstances and find the best deal for you.
How Do I Know What I Can Afford?
The amount you can borrow will depend on a few things e.g. the house price, your deposit amount, your monthly expenditure and income. Try our quick and easy Mortgage Calculator to get a rough estimate.
How Do I Get A Mortgage?
This one’s easy…CONTACT US! We’ll be able to talk you through every step. We’ll first ask for some documents and then we’ll calculate your affordability.
Can I Get A 100% Mortgage?
Ah, the age old 100% mortgages. It’s not common knowledge, but they’ve been here for quite some time just in various forms. A 100% mortgage is usually designed for a First Time Buyer that has zero deposit available, but can show great conduct on their credit accounts and the mortgage affordability stacks up.
MORE THAN JUST A MORTGAGE
We’re about more than just a mortgage. We started as a small family run business in Warrington. We have grown, but our ethos has stayed the same. Our clients love our friendly, down to earth approach that cuts out the clutter of the mortgage market to help secure home ownership on their terms.
WE SEARCH 1000s OF PRODUCTS TO FIND THE BEST DEAL FOR YOU!
WE'RE CARBON NEUTRAL
We understand that the world needs our support. We’re committed to change and want to help you be a part of it! We provide a service that is fully-stress free and 100% Carbon Neutral. We work with our customers to plant enough trees to offset all CO2 emissions that we generate throughout helping you secure homeownership. Our staff are fully trained on how to have a positive impact, not only for your mortgage, but for the sustainability of OUR planet.
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