We make mortgages simple. We specialise in helping home buyers, remortgagers and landlords across the UK understand the mortgage journey. We deliver simple,
no-nonsense, expert advice to hundreds of homeowners across the UK.
I want to
Finding the right mortgage is a big deal. But don’t worry, we’ve got your back. Our friendly mortgage experts know the market inside and out, so you get the best deal out there.
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The steps towards getting your mortgage couldn’t be easier with our straightforward approach!
Request a call back or book an appointment direct. It takes 30 seconds and is completely free.
Then get matched up with one of our mortgage experts and a dedicated case manager to support you from your very first call.
We’ll search 1000s of deals for you to find the best deal, saving both time and money!
Your UKMC team will secure your offer and follow you through to completion! You can also track your progress and receive updates via our portal.
We’ll be coordinating with your lender and solicitor, all the way through to completion. We stay in touch with you and make sure you have the right insurances in place! We’ll even let you know when it’s time to think about your remortgage.
Feeling frustrated as a first-time buyer by mortgage jargon and empty promises from big banks? From deals and deposits to schemes and surveyors, we understand that buying your first home can feel overwhelming.
As the market evolves, new deals are created which means your current interest rate may no longer be the best option for you. By remortgaging you can save yourself hundreds of pounds a year! Our trusted remortgage advisors stand ready to help you explore a new, cost-effective remortgage deal without necessitating a lender switch.
We understand that Insurance plays a huge part in providing security to most homeowners across the UK. So, we’re here to keep it simple, cost-effective and relevant to you and your loved ones. Our friendly team of protection experts will help you navigate through the best solutions for you.
The options are endless when it comes to investing in property. Whether you’re buying the one to invest in for your future or setting up a brand-new empire over the next few years. We’ll make sure you receive genuine advice that’s not driven by social media gurus. We’ll help you source, plan, and navigate the best way to get the most from your investments.
Getting baffled by the complexities of mortgage terms and uncertain promises from big banks as you plan your move to a new home? From navigating through new deals and deposits to discovering your affordability and coordinating with surveyors, we make the home moving process easy for your mortgage.
If you’re saving money for a house deposit, then a Lifetime ISA could help you secure your first home sooner.
Got questions? Let’s answer them
We get it – mortgages are confusing and complex at times. We’ve been there.
Choosing us means getting expert mortgage advice that cuts through the clutter and helps you secure home ownership on your terms. With access to a wide range of lenders, schemes and products, we ensure you get the best deal. Our personal approach means we see mortgages as more than just transactions – they’re key to owning your own home.
Most mortgage lenders will offer you 4 to 4.5 times your annual income, minus any yearly outgoings you have. There are schemes you can access to increase your borrowing.
This one’s easy…CONTACT US! We’ll be able to talk you through every step. We’ll first ask for some documents and then we’ll calculate your affordability and secure you your mortgage offer.
Can’t find the answer you’re looking for? Please chat to our friendly team.
Buying a house for the first time can seem daunting, especially if you’re unsure what you’re letting yourself in for. After all, there’s a lot to consider. Stamp duty, or Stamp Duty Land Tax (SDLT) to use its full title, is one element of a purchase that first-time buyers need
Buying a house for the first time can seem daunting, especially if you’re unsure what you’re letting yourself in for. After all, there’s a lot to consider. Stamp duty, or Stamp Duty Land Tax (SDLT) to use its full title, is one element of a purchase that first-time buyers need
Struggling to understand how much a lender will allow you to borrow as a first-time buyer? While there’s many factors that lenders will assess when looking at your affordability, having a rough idea of what you can afford is often the best place to start your first-time buyer journey. To
Ready to remortgage your home? Find out which factors impact how much you can borrow when you remortgage from the experienced advisors at UKMC.
UK Mortgage Centre is a trading style of Refresh Mortgage Network Limited. Refresh Mortgage Network Limited is authorised and regulated by the Financial Conduct Authority. FRN – 826982. Registered in England & Wales: 11614569. As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages. The Financial Conduct Authority does not regulate will writing and taxation and trust advice.
You May be charged a fee, starting from £345, for our advice given. Your dedicated advisor will discuss this further on your free initial phone call.
The guidance and/or advice obtained within our website is subject to the UK Regulatory Regime and is therefore primarily targeted at customers in the UK