How Much Does Moving House Cost?
You should understand the real expenses to be aware of when moving home – especially if you’re a first-time buyer. Whether you’ve recently purchased your first home or even if you’ve bought property before, it’s essential to keep yourself informed and avoid any expensive surprises! What is the average cost of moving house? According to […]
Daily Mail Feature: Why Overpriced Homes Are Struggling To Sell In 2026
Sam was recently featured in the Daily Mail discussing why some properties across the UK are struggling to sell. While many homeowners believe a strong market means they can achieve any price they like, today’s buyers are more informed than ever. Mortgage affordability remains under pressure, interest rates are higher than many became accustomed to […]
Can Your Bank Statements Stop You Getting a Mortgage?
When you apply for a mortgage, lenders don’t just look at your credit score. They want to understand how you actually manage your money day to day. Your bank statements give them a real-life picture of your financial behaviour, not just your borrowing history. Typically, lenders will review the last 3–6 months of bank statements […]
Iran War Impact on Mortgages: Why UK Rates Are Rising Again in 2026
Just when it looked like UK mortgage rates were finally heading down, global events have shifted the direction overnight. The ongoing conflict involving Iran has quickly become a key driver of rising borrowing costs and it’s already feeding through into the mortgage market. If you’re wondering what the Iran war impact on mortgages really means […]
The UK Housing Crisis Explained (2026)
The UK is facing what many describe as a housing crisis. House prices remain high, rents continue to rise, and many people, particularly first-time buyers, feel increasingly priced out of the market. But what exactly is the housing crisis, where did it come from, and what does it mean in 2026? To understand the issue, […]
How to Build Your Credit Score Fast Before Applying for a Mortgage in 2026
If you’re planning to apply for a mortgage in 2026, your credit score could make the difference between a smooth approval and a stressful rejection. The good news? You don’t need perfection. What mortgage lenders really want to see is stability, consistency, and sensible money habits. With the right approach, you can make meaningful improvements […]
How To Buy A House In 2026
Buying a home can feel complicated, especially if it’s your first time. But when you understand the mortgage process step by step and get the right support early on it becomes far more straightforward. Below, we break down the full mortgage journey, from finding a broker to completing on your new home. Step 1: Find a […]
How to Save for a Mortgage Deposit
Saving for a mortgage deposit is often one of the biggest hurdles on the journey to homeownership. While it can feel overwhelming at first, having a clear plan and understanding your options, can make the process far more manageable. In this guide, we’ll walk through how much deposit you might need, how to build a […]
What The Base Rate Cut Means for Buyers, Homeowners and the Mortgage Market
Yesterday’s announcement of a 0.25% interest rate cut by the Bank of England is a welcome and encouraging moment for the UK property and mortgage market. While this move was widely expected, it still has the potential to provide a much-needed end-of-year boost for buyers, homeowners and lenders alike. From my perspective, we’re already seeing […]
How To Make An Offer On A House
When it comes to putting an offer on a home, they say you’ll know it’s the right one when you feel it in your gut. Be it the big garden or the characterful features, you can almost immediately visualise yourself living there – carrying out the renovations and making it uniquely yours. If you’re a […]