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What is a first-time buyer mortgage and how does it work?
First time buyers
February 23, 2024
Feeling confused by mortgage offers aimed specifically at first-time buyers? Promises of low deposits and attractive interest rates on certain mortgage products can seem tempting for your pocket, but how do you know that you’re actually getting a good deal?...
What are the benefits of being a first-time buyer?
First time buyers
February 22, 2024
Eager to become a homeowner, but unsure whether now is the right time to put in an offer on that perfect property? At UKMC, we understand that being a first-time buyer can be a daunting prospect, especially when you’re faced...
How long does a first-time buyer mortgage application take to be approved?
First time buyers
February 21, 2024
Fallen in love with your ideal first home, but concerned about how long it’ll take for your mortgage application to be approved?Below, the experienced mortgage advisors at UKMC explain how long mortgage application approval typically takes, which factors can affect...
Government schemes for first-time buyers
First time buyers
February 20, 2024
Searching for the most beneficial first-time buyer mortgage scheme to help shorten your route to home ownership? With the increased cost of living, raised rents, and skyrocketing property prices in the UK, it’s no wonder that first-time buyers are turning...
Can a first-time buyer get an interest-only mortgage?
First time buyers
February 20, 2024
Keen to obtain a first-time buyer interest-only mortgage? Before you start reaching out to lenders with attractive interest-only mortgage deals, it’s important to weigh the pros and cons of opting for this type of mortgage as a first-time buyer. Fortunately,...
First-time buyers’ guide to getting a mortgage
First time buyers
February 19, 2024
As a first-time buyer, it’s natural for you to feel daunted, intimidated, or simply confused by the property-purchasing process. No matter how much advice and guidance you might receive from friends and family, there’s nothing quite like buying your first...
Getting a mortgage as a first-time buyer with bad credit
Mortgage Rates
February 19, 2024
Concerned that bad credit might be spoiling your chances of becoming a homeowner for the first time? To help you understand the impact that poor credit might be having on you as a prospective first-time buyer, the knowledgeable mortgage advisors...
Your Over 50s Life Insurance Guide 2024
Insurance
January 18, 2024
Deciding on the right policy for you can be tricky, it’s an important decision you need to make for both yourself and your family. If your health is a concern, and you anticipate a shorter lifespan, considering over 50s life...
Can first time buyers get a mortgage with no deposit?
First time buyers
January 11, 2024
Struggling to save a significant deposit for your first home? It’s no secret that there are many associated costs when it comes to buying a property, but none are often bigger than that all-important upfront cash deposit. Even with years...