What is the stamp duty for first-time buyers?
Buying a house for the first time can seem daunting, especially if you’re unsure what you’re letting yourself in for. After all, there’s a lot to consider. Stamp duty, or Stamp Duty Land Tax (SDLT) to use its full title, is one element of a purchase that first-time buyers need to understand. Let’s start by […]
How much can first-time buyers borrow?
Struggling to understand how much a lender will allow you to borrow as a first-time buyer? While there’s many factors that lenders will assess when looking at your affordability, having a rough idea of what you can afford is often the best place to start your first-time buyer journey. To support you through this potentially […]
How much can I borrow when I remortgage?
Ready to remortgage your home? Find out which factors impact how much you can borrow when you remortgage from the experienced advisors at UKMC.
What happens on a remortgage completion day?
Curious to know what happens on remortgage completion day? UKMC’s mortgage experts will help you to get there.
What is the maximum mortgage a first-time buyer can get?
Eager to make your hard-earned money stretch as far as possible when it comes to buying your first home? You’re not alone. Prospective buyers from across the UK often ask us what the maximum mortgage is for a first-time buyer in to understand what kind of properties they can afford. Fortunately, our professional team of mortgage advisors have expertise […]
Can you remortgage when on a fixed rate?
Is your mortgage ending soon? Like every homeowner, we understand you’ll want to secure an improved deal. With that in mind, it’s important to carefully research and understand your options before making an informed decision. What is a fixed-rate mortgage? A fixed-rate mortgage is simply a type of mortgage product, that has a set interest […]
Do I need to pay stamp duty when remortgaging property?
Curious about stamp duty on remortgaged properties? The mortgage specialists at UKMC are here to help you understand! Is it time to remortgage? Then you likely have a long to-do list. And one question you may have is: ‘Do I pay stamp duty when remortgaging my property?’ The short answer is ‘no’; stamp duty isn’t […]
Can I remortgage with the same lender?
Considering remortgaging with your current lender? The mortgage specialists at UKMC are here to guide you through the advantages of sticking with them. Keen to secure an improved mortgage deal when your current arrangement comes to an end? Remortgaging is the process of switching your existing mortgage on a home you already own to a […]
How long does a remortgage take?
Not sure when to kick off the remortgaging process? Find out the duration of each step in the remortgage journey with the helpful advisors at UKMC. Ready to remortgage? Before you start this process, you might be wondering exactly ‘how long does it take to remortgage’ – fortunately, we can answer this question for you. […]
How does a remortgage work?
Remortgage your home with ease! Learn why, when, and how to remortgage with UKMC’s expert guidance to save money, access equity, and secure better rates. Is your existing mortgage deal coming to an end soon? If so, it’s time to think about remortgaging! While the remortgaging process may seem daunting, the knowledgeable team at UKMC […]