The right mortgage for you depends on many factors, including your budget, credit score, life stage, deposit size, the type of property you’re buying and
The right mortgage for you depends on many factors, including your budget, credit score, life stage, deposit size, the type of property you’re buying and
At UK Mortgage Centre, we make plenty of statements—whether it’s here on our website, on social media, or in our ads.
We believe in being open and honest, so we’ve put together a simple summary to show how we back up our claims.
If you have any questions, please reach out to us at hello@ukmc.co.uk
Evidence: A basic joint will from Trustify Estate planning is charged at £299.
Evidence: This data is based on our lifetime reporting through March 2025.
Evidence: We only charge a fee on the mortgage offer. As per our terms of business. No other fees are charged before the offer.
Evidence: We’re committed to maintaining carbon neutrality. We achieve this through rigorous tracking of our carbon emissions and offsetting initiatives. Our carbon neutrality status is verified annually by an independent third-party auditor, who conducts a comprehensive analysis of our carbon inputs, outputs, and offset strategies.
Evidence: For every client we work with we plant a tree in their name as well as our yearly tree planting to help offset our carbon emissions. Source: https://ukmc.co.uk/carbon-neutral/
Evidence: UKMC use a sourcing system from the PMS Mortgage Club Panel which gives access to the whole of market. Our sourcing information comes from our CRM system.
UK Mortgage Centre Limited is an Appointed Representative of Refresh Mortgage Network Limited. Refresh Mortgage Network Limited is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm number 1019794.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.
The Financial Conduct Authority does not regulate will writing and taxation and trust advice.
You may be charged a fee for your advice. A typical fee is £495, which would be payable when you receive your mortgage offer. Your dedicated advisor will discuss this further on your free initial phone call.
Registered company number: 15825320
