Homeownership is something we long for. But what about looking after ourselves? That’s usually way down the list of priorities.
We understand that Insurance plays a huge part in providing sustainability to most homeowners across the UK. So we’re here to keep it simple, cost-effective and relevant to you and your loved ones. Our friendly team of protection experts will help you navigate through the best solutions for you.
The steps towards your insurance couldn’t be easier with our straightforward approach!
We will need to understand all of your current circumstances including any existing mortgage balances and details of any dependents. We’ll then assign you to a dedicated advisor who will explain everything there is to know!
We’ll be there, holding your hand throughout the process. We’ll make sure that we take care of all your paperwork, have a tailor-made insurance policy and help you to understand how your policy works.
Before you know it, your property will be insured! You’ll be able to know that should anything happen to you or your family, you’ve got yourself covered.
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As a guide, we’d usually say between 5%-10% over your overall mortgage payment is a good starting point. We’ve typically seen this allow customers to cover their three main pillars:
Giving you peace of mind that should anything happen to you, your family can continue their way of life in the home you’ve worked hard for.
Having Life Insurance is almost always necessary if you’re a parent unless you have a tonne of money saved away in your bank account – even then, it’s probably still a good idea.
Life Insurance gives you peace of mind knowing that your spouse, kids or anyone dependent on your income will be financially stable once you’re no longer around.
Book in your call with one of our expert protection advisers to understand the areas that you need to consider protection.
This insurance policy covers you for your entire life. The insurer invests your premiums until a claim is made. The insurer may increase the premium if the fund performs poorly due to market conditions. However, the pay out remains unchanged.
An Insurance Policy that is based on a health assessment may not cover you for a pre existing medical condition.
We always recommend that you check your policy documents before signing on the dotted line to ensure you are fully aware of the cover your policy provides.
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Vivamus ultrices vehicula consequat. Curabitur et hendrerit diam, in faucibus nulla. Vestibulum a porta ex. Vivamus nec convallis tellus. Nullam vulputate ipsum nec sem ultrices, sit amet sodales mi egestas. Duis facilisis accumsan metus, et vehicula neque malesuada iaculis. Integer sit amet ex augue. Nam quis vehicula leo.
Vivamus ultrices vehicula consequat. Curabitur et hendrerit diam, in faucibus nulla. Vestibulum a porta ex. Vivamus nec convallis tellus. Nullam vulputate ipsum nec sem ultrices, sit amet sodales mi egestas. Duis facilisis accumsan metus, et vehicula neque malesuada iaculis. Integer sit amet ex augue. Nam quis vehicula leo.
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UK Mortgage Centre Limited is an Appointed Representative of Refresh Mortgage Network Limited. Refresh Mortgage Network Limited is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm number 1019794.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.
The Financial Conduct Authority does not regulate will writing and taxation and trust advice.
You may be charged a fee for your advice. A typical fee is £495, which would be payable when you receive your mortgage offer. Your dedicated advisor will discuss this further on your free initial phone call.
Registered company number: 15825320