Typically, first-time buyers have a mortgage agreement in principle (AIP) approved – a document from a lender that states how much they’re willing to let
When you’re house-hunting and the property of your dreams feels just out of reach, increasing your mortgage affordability can make all the difference. Whether you’re a first-time buyer or looking to move up the ladder, lenders assess how much you can borrow based on your income, outgoings, credit history, and financial commitments. But don’t worry […]
UK Mortgage Centre Limited is an Appointed Representative of Refresh Mortgage Network Limited. Refresh Mortgage Network Limited is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm number 1019794.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.
The Financial Conduct Authority does not regulate will writing and taxation and trust advice.
You may be charged a fee for your advice. A typical fee is £495, which would be payable when you receive your mortgage offer. Your dedicated advisor will discuss this further on your free initial phone call.
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