Typically, first-time buyers have a mortgage agreement in principle (AIP) approved – a document from a lender that states how much they’re willing to let
With house prices continuing to rise and affordability pressures increasing, a new mortgage trend is gaining traction – 7x income lending. This borrowing approach allows eligible borrowers to secure a mortgage up to seven times their annual income, opening new doors for homebuyers, but it also raises important questions. Here’s a detailed look at what […]
UK Mortgage Centre Limited is an Appointed Representative of Refresh Mortgage Network Limited. Refresh Mortgage Network Limited is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm number 1019794.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.
The Financial Conduct Authority does not regulate will writing and taxation and trust advice.
You may be charged a fee for your advice. A typical fee is £495, which would be payable when you receive your mortgage offer. Your dedicated advisor will discuss this further on your free initial phone call.
Registered company number: 15825320
