Moving house can feel like a full-time job.
Between liaising with solicitors, packing boxes, and booking a removals van, finding the time to compare hundreds of mortgage deals isn’t easy.
However, choosing the best mortgage for your circumstances is one of the biggest financial decisions you’ll make, so it’s important to make sure you’ve explored all the options available.
That’s where a mortgage adviser can help.
At UKMC, we love to help people moving house to understand their mortgage options and make an informed decision.
How a mortgage adviser can make moving home easier
One of the most important decisions you’ll make when moving house is whether to transfer your existing mortgage to your new house, or take out a new deal.
The right choice for you depends on various factors, including your existing mortgage deal, interest rates, how much you’re borrowing, and your long-term plans.
Doing the research and comparing products is a huge job, and with so much on your plate already, it’s hard to commit the time needed to the task.
That’s where our mortgage advisers come in.
We do all the hard work on your behalf and then present you with clear recommendations based on your circumstances.
Providing you with peace of mind that you’re getting the most suitable deal for you.
What does a mortgage adviser do?
When you work with UKMC, our team can help you by:
Comparing thousands of mortgage products
We compare mortgages from hundreds of lenders to identify the most competitive and suitable options for you.
Helping you to decide whether to port your existing mortgage or take out a new deal
Porting your mortgage may seem like the simplest option, but it doesn’t always make the most financial sense.
We will calculate the costs, compare them against new deals, and explain the pros and cons of each option to you,
Providing tailored mortgage advice
We consider factors like your budget and future plans when recommending the most suitable mortgage options for you.
Arranging a Mortgage in Principle (MiP)
If you need one, we can help you secure a Mortgage in Principle quickly.
Managing the mortgage application
We’ll liaise with lenders and underwriters and complete the paperwork on your behalf.
Explaining the costs involved
From arrangement fees and valuation costs to early repayment charges and solicitor fees, we’ll make sure you understand the costs so that there are never any surprises!
Speak to UKMC for straightforward mortgage advice when moving house
Moving home is stressful enough without worrying about whether you’ve chosen the right mortgage deal.
Our mortgage advisers are here to research and explain your options clearly and help you secure the most suitable mortgage for your move – saving you time, money, and stress.
Contact us for straightforward mortgage advice by calling 01925 573 328 or submitting a contact form online.
Disclaimer
UK Mortgage Centre Limited is an Appointed Representative of Refresh Mortgage Network Limited.
Refresh Mortgage Network Limited is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm number 1019794.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.
The Financial Conduct Authority does not regulate will writing and taxation and trust advice.
You may be charged a fee for your advice. A typical fee is £495, which would be payable when you receive your mortgage offer. Your dedicated advisor will discuss this further on your free initial phone call.
Registered company number: 15825320
