What To Do When You Move Home: A Step-by-Step Guide for UK Movers

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What Are My Mortgage Options When I Move Home?

Moving home is a significant milestone, filled with excitement and, admittedly, a fair share of stress. Whether you’re upsizing, downsizing, or relocating for work, the process involves numerous tasks that can feel overwhelming. But with a well-structured plan, you can navigate the move efficiently and settle into your new abode with ease.

In this guide, we’ll walk you through the essential steps to take when moving home in the UK, from initial preparations to post-move tasks. Let’s dive in.

1. Notify Relevant Parties of Your Move

Before you start packing boxes, it’s crucial to inform various organisations and individuals about your upcoming move. This ensures a seamless transition and prevents any disruptions to your services.

Key parties to notify:

  • Utility providers: Inform your gas, electricity, water, and broadband suppliers about your move. Arrange for final readings and set up accounts for your new address.
  • Local council: Update your council tax details to avoid overpayments or missed bills.
  • DVLA: Change the address on your driving licence and vehicle registration.
  • Banks and financial institutions: Ensure your bank, credit card providers, and any loan companies have your new address.
  • Insurance providers: Update your home, car, and health insurance policies.
  • Healthcare providers: Inform your GP, dentist, and any other healthcare services.
  • Royal Mail: Set up mail redirection to catch any post sent to your old address.

2. Declutter and Organise

Moving is the perfect opportunity to declutter and streamline your belongings. Reducing the number of items you move can save time, effort, and money.

Tips for effective decluttering:

  • Room-by-room approach: Tackle one room at a time to avoid feeling overwhelmed.
  • Sort items: Decide what to keep, donate, sell, or discard.
  • Sell unwanted items: Use online platforms or local car boot sales to sell items in good condition.
  • Donate to charity: Many charities accept furniture, clothing, and household items.

3. Arrange Professional Help

Depending on the size of your move, you might need assistance from professionals.

Consider the following services:

  • Removal companies: Get quotes from multiple companies and check reviews to find a reliable service.
  • Cleaning services: Hire professionals to deep clean your old and/or new home.
  • Handyman services: For tasks like disassembling furniture or minor repairs.

Booking these services in advance ensures availability on your preferred dates.

4. Pack Strategically

Packing is more than just putting items into boxes. A strategic approach can make unpacking much easier.

Packing tips:

  • Start early: Begin with non-essential items weeks before the move.
  • Label boxes: Clearly mark each box with its contents and the room it belongs to.
  • Use quality materials: Invest in sturdy boxes, bubble wrap, and packing tape.
  • Pack an essentials box: Include items you’ll need immediately, like toiletries, a change of clothes, basic kitchenware, and important documents.

5. Prepare Your New Home

Before moving in, ensure your new home is ready for occupancy.

Tasks to complete:

  • Clean thoroughly: Even if the previous occupants cleaned, it’s good to do your own deep clean.
  • Check utilities: Confirm that gas, electricity, water, and internet are set up and functioning.
  • Change locks: For security, consider changing the locks on all external doors.
  • Inspect for issues: Look for any immediate repairs or safety concerns that need addressing.

6. Update Your Address

Beyond notifying key organisations, remember to update your address with:

  • Subscription services: Magazines, meal kits, and other regular deliveries.
  • Online retailers: Update saved addresses on platforms like Amazon.
  • Friends and family: Share your new address with loved ones to keep in touch.

7. Settle In and Explore

Once you’ve moved in, take time to familiarise yourself with your new surroundings.

Suggestions:

  • Meet the neighbours: Introduce yourself and build a sense of community.
  • Locate essentials: Find the nearest supermarket, pharmacy, GP surgery, and other key services.
  • Explore the area: Take walks or drives to get to know your new neighbourhood.

8. Review Your Finances

Moving can impact your financial situation. It’s wise to review and adjust your budget accordingly.

Financial considerations:

  • Update direct debits: Ensure bills are set up correctly for your new home.
  • Monitor expenses: Keep track of moving-related costs to stay within budget.
  • Review insurance policies: Ensure coverage amounts are appropriate for your new home.

9. Register to Vote

Your voting registration doesn’t automatically update when you move. Register your new address with the local electoral office to ensure you’re eligible to vote in upcoming elections.

10. Enjoy Your New Home

After all the hard work, take time to relax and enjoy your new space. Personalise your home, host a housewarming, or simply unwind with your favourite activities.

Need Personalised Mortgage Advice?

At UK Mortgage Centre, we’re here to help you make informed decisions about your mortgage when moving home. Our experts can guide you through the process, ensuring you find the best solution tailored to your needs.

Call us on 01925 573328

Email: hello@ukmc.co.uk

Or book your own appointment to speak with one of our friendly advisers.

Let us assist you in making your next move a smooth and successful one.

Disclaimer – UK Mortgage Centre is a trading style of Refresh Mortgage Network Limited. Refresh Mortgage Network Limited is authorised and regulated by the Financial Conduct Authority. FRN – 826982. Registered in England & Wales: 11614569. As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages. The Financial Conduct Authority does not regulate will writing and taxation and trust advice.

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