About Us
We provide expert mortgage advice whilst liaising with solicitors and estate agents to make sure you not only secure the mortgage, but the keys to your home.
Our Values
At UKMC, we believe mortgages should feel human, not like a checklist. Our values sit at the heart of everything we do:
Clarity over complexity
Clarity over complexityWe explain things simply, speak plainly, and keep the jargon firmly at the door.
People first, always
People first, always We treat every client with patience, care, and respect, the way we’d want our own families to be treated.
Warmth and reassurance
Warmth and reassurance Buying or remortgaging a home is a big life moment. We’re here to make it feel calmer, clearer, and far more comfortable.
Independent and on your side
Independent and on your side We’re not tied to any one lender. Your needs guide every recommendation we make.
Positive impact
Positive impact We’re proudly carbon neutral, planting a tree for every client journey because doing the right thing should be part of business as usual.
Our Mission
Our mission is simple: to become the UK’s most trusted mortgage broker by putting people first, every single time.
Making mortgages easier to understand
Offering honest, no-pressure advice
Building long-term relationships, not quick wins
Growing without losing the warmth and care we’re known for
Supporting the planet, one tree at a time
Making mortgages easier to understand
Offering honest, no-pressure advice
Building long-term relationships, not quick wins
Growing without losing the warmth and care we’re known for
Supporting the planet, one tree at a time
Making mortgages easier to understand
Offering honest, no-pressure advice
Building long-term relationships, not quick wins
Growing without losing the warmth and care we’re known for
Supporting the planet, one tree at a time
Success for us isn’t just numbers on a screen. It’s trust, peace of mind, and that moment when a client realises, we’ve got their back.
Our Story
We began in a tiny office in Warrington with one goal in mind: to make mortgages feel a lot less intimidating and a lot more human.
What started as a small, close-knit team has grown across the UK, helping people find the right mortgage with clear guidance and genuine support. As we’ve expanded, our brand has evolved too, reflecting not just where we’re going, but who we’ve always been: approachable, dependable, and proudly different.
But growing hasn’t changed what matters. We still offer:
Straight-talking, jargon-free advice
A personal service from real people who genuinely care
A commitment to the planet through full carbon neutrality
Our journey is about more than mortgages. It’s about helping people feel at home, wherever they are in their story.
Our Services
First-Time Buyer Mortgages
Buying your first home can feel overwhelming, so we make it simpler. With clear, friendly guidance and no pressure, we explain your options, help you plan your deposit, and support you from the first question to the final approval.
Remortgages
When it’s time to review your mortgage, we search the market for a deal that suits your needs, whether that means switching lenders or staying put. With a dedicated case manager and straightforward explanations, we make remortgaging feel easy and stress-free.
Home Purchases
Moving home comes with a lot of decisions. We help you understand whether to port your current mortgage or explore a new one, explain any fees, and guide you through each option in clear, friendly terms.
Insurance
From life and critical illness cover to buildings, contents, and income protection, we help you find the right cover with honest, whole-of-market advice. Our aim is simple: to make sure you feel protected and supported.
Commercial Mortgages
Whether you're investing, developing, or purchasing premises, we offer tailored advice to help you navigate commercial lending with confidence.
Bridging Finance
For short-term funding, including auction purchases, development projects, or buying before you sell, we provide clear, personalised guidance to help you move quickly and confidently.
Buy-to-Let Mortgages
Whether you're new to property investment or expanding your portfolio, we help you explore the right Buy-to-Let options with expert, down-to-earth advice.
Later-in-Life Lending
For clients aged 55 and over, we offer clear, supportive advice on lifetime mortgages, helping you unlock tax-free cash from your home for retirement income, improvements, or gifting.
Other Mortgages
From expat and self-employed mortgages to green products and solutions for those with credit challenges, our team is here to help with clear guidance and personal support.
Want To Know More?
Can’t find the answer you’re looking for? Please chat to our friendly team.