Insurance options
Insurance
options
Protecting your home, family, and income is vital. UKMC helps you find the right insurance to provide security and peace of mind.
Insurance Options
Life Insurance
Life insurance provides a lump sum to your beneficiaries in the event of your death. It can help cover mortgage payments, household expenses, or other financial commitments, giving your loved ones financial security.
Critical Illness Cover
Critical illness cover pays a tax-free lump sum if you are diagnosed with a serious illness included in your policy. This can help cover medical costs, ongoing bills, or support your family while you focus on recovery.
Income Protection
Income protection insurance replaces part of your income if you are unable to work due to illness or injury. This ensures you can maintain your lifestyle and continue meeting financial obligations.
Family Income Benefit
Family income benefit provides a regular income to your family if you pass away during the term of the policy. It helps maintain financial stability and ensures ongoing support for your dependents.
Buildings & Contents Insurance
Buildings and contents insurance protects your home and possessions against damage, theft, or loss. It gives peace of mind knowing your property and belongings are covered.
Private Medical Insurance
Private medical insurance covers the cost of private healthcare, helping you access faster treatment and specialist care. It ensures you receive the medical attention you need without relying solely on the NHS waiting times.
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Why Do You Need Insurance?
Protect Your Family and Finances
Insurance provides a financial safety net, helping to safeguard your family and maintain your financial stability. In the event of death, critical illness, or accident, your policy can provide a payout to support your loved ones and cover essential expenses.
Cover Your Mortgage and Commitmentsa Mortgage Adviser
If you pass away during the policy term, the payout can be used to pay off outstanding mortgage balances or other financial commitments, giving your family peace of mind.
Shield Against Unforeseen Circumstances
Life is unpredictable, and insurance acts as a shield against unexpected events. Having the right policies in place ensures that your family, your home, and your wellbeing are protected no matter what happens
Why UKMC is the insurance broker for you
Expert Insurance Advice
Expert Insurance AdviceUKMC’s protection advisers guide you through the full insurance process, helping you choose policies that suit your needs, budget, and lifestyle.
Personalised Support
Personalised Support You will have a dedicated case manager to assist with applications, answer questions, and ensure the process runs smoothly from start to finish.
Access to 1000s of products
Access to 1000s of products Our experts compare hundreds of insurance products across the market, so you can be confident you are getting the most suitable cover at competitive rates.
Flexible Appointments
Flexible Appointments UKMC offers flexible appointment times, including evenings, so you can receive support at a time that works best for you.
Trusted and Reviewed
Trusted and Reviewed With over 600 positive reviews, UKMC is a trusted partner for insurance advice, helping clients protect their homes, families, and finances with confidence.
what our clients saying about us
At the end of my tether I was introduced to Sam from UKMC.
Previous advisors had failed to find me any deals worth looking at and I was feeling most despondent. Destined to continue paying waaaay too much for my mortgage.
Creative Director, TUX Creative Co
At the end of my tether I was introduced to Sam from UKMC.
Previous advisors had failed to find me any deals worth looking at and I was feeling most despondent. Destined to continue paying waaaay too much for my mortgage.
Independent Art Director
At the end of my tether I was introduced to Sam from UKMC.
Previous advisors had failed to find me any deals worth looking at and I was feeling most despondent. Destined to continue paying waaaay too much for my mortgage.
Creative Developer, Studio Gusto
Frequently asked questions
Got questions? Let’s answer them
Why Do I Need Insurance?
Insurance provides a financial safety net, protecting you, your family, and your home against unexpected events. It ensures that if something happens, such as death, critical illness, or accident, your loved ones are supported and financial commitments, like mortgage payments, can still be met.
What Types of Insurance Are Available?
There are several types of insurance you can consider:
Life Insurance: Provides a lump sum or regular income to your beneficiaries, often used to pay off outstanding mortgages.
Income Protection: Replaces part of your income if you are unable to work due to illness or injury for a prolonged period.
Critical Illness Cover: Pays out if you are diagnosed with a serious illness covered by your policy, often linked to life insurance.
How Do I Choose the Right Policy?
Our experts compare hundreds of insurance products across the market to find the most suitable option for your circumstances. They take into account your needs, budget, and any existing cover you may have.
How Will UKMC Support Me?
You will be assigned a dedicated protection adviser and case manager who will guide you through the process from start to finish. You can track progress, access documents, and communicate with your adviser through our easy-to-use online portal.
Can Appointments Work Around My Schedule?
Yes. UKMC offers flexible appointment times, including evenings, to fit around your work or lifestyle, ensuring you receive the support you need at a time that suits you.
